Pagapay solutions

A complete payments ecosystem to accelerate sales and streamline operations

It is not just about collecting payments. It is about collecting better: with less friction, lower risk, and more visibility for business decisions.

Payment flow

Collect payments wherever your business sells

Activate payment links, QR collections, and in-person terminals from one control panel. Keep the same brand experience across web, stores, and chat sales.

  • - Customizable payment links
  • - Unified payments across web, QR, and in-store channels
  • - Terminals connected to real-time reports

Risk intelligence

Protect conversion without blocking good sales

Fraud engine with rules by ticket size, channel, and historical behavior. Detect suspicious patterns and reduce chargebacks while keeping approvals high.

  • - Rules by amount, BIN, and origin
  • - Adaptive authentication flows
  • - Risk optimization recommendations

Operations

Make decisions with clear daily data

Reconcile automatically, export daily closeouts, and monitor revenue by payment method. Finance and operations teams work from one source of truth.

  • - Dashboard by branch and channel
  • - Automated settlement reports
  • - Accounting-ready reports

How we work

Implementation focused on results from week one

01

Initial assessment

We map your current payment flow and detect friction in approvals, abandonment, and reconciliation.

02

Guided implementation

We configure your payment flow, risk rules, and integrations so you can start collecting quickly and securely.

03

Continuous optimization

We analyze performance and propose weekly improvements to increase conversion and profitability.

Ready to activate the right solution for your business?

We help you define the right plan by industry, volume, and channel. Get a tailored proposal with implementation timelines and pricing structure.